One platform, a whole suite. Each product runs on the Theo Arca models and inherits our compliance posture, so teams in healthcare and insurtech can manage, scale, and build without standing up the hard parts themselves.
Power the work. Govern the intelligence.
Build your own AI workers on an orchestration layer designed for regulated work. Theo brings models, memory, skills, and tools together with configurable policy gates, real-time execution visibility, and immutable audit records.
One stack. Built around your business.
The AI workspace OS for insurance agencies, FMOs, and product distributors. Bring your operations, content, knowledge, and AI workers into one connected platform, so your team can grow without adding another disconnected tool.
Vibecode apps that are compliant on day one.
Build healthcare and insurance apps by prompting, with SOC 2, HIPAA, and HITRUST baked into the framework, so you never have to earn them from scratch.
The back office that replaces the paralegal.
An integrated legal-operations layer that runs a law firm's entire back office and automates the paralegal workload, living inside OpenCharts.
Commissions, payments, and HSAs. Handled.
Money management for insurance carriers and agents: pay commissions, run payments through a dedicated card-style account, and offer HSA accounts to consumers.
Direct-to-consumer life insurance, plus the agent back office.
A life-insurance platform that enrolls consumers directly and gives agents the back office to sell life and adjacent products, a modern alternative to Ethos.
Run the work. Put people first.
Theo CRM connects relationships, operations, and practice management for healthcare and insurance teams. Role-based policy gates, reviewed AI actions, and signed evidence keep accountability alongside the work, from first contact to follow-up.
Your AI stack. Under your control.
Build AI applications on explicit boundaries, not scattered keys. AIRCTRL pairs a governed model Gateway with a client-encrypted Vault for secrets and environment variables, so teams can scope access, separate environments, and review activity.
Use our platform and Theo Arca models to ship compliant healthcare and insurtech products, without rebuilding the infrastructure first.
