Products

Everything we build on Theo.

One platform, a whole suite. Each product runs on the Theo Arca models and inherits our compliance posture, so teams in healthcare and insurtech can manage, scale, and build without standing up the hard parts themselves.

hitheo.ai
AI Orchestration Engine

theo

One call. Every model. The full pipeline.

The orchestration engine at the core of the platform. A single API call runs intent classification, skill loading, model routing, an agent loop, and a formatted response across 300+ models, with automatic failover.

  • Five-stage orchestration pipeline
  • 300+ models with automatic failover
  • Installable Skills marketplace
  • E.V.I. white-label embedding
Developers & product teamsExplore
opencharts.com
AI super app

OpenCharts

One super app for all your team's work.

One AI workspace where you describe the outcome and Theo builds the flowchart, deck, doc, app, or video, then your team refines and ships it together in real time. Flowcharts, whiteboards, notes, presentations, code, and AI agents in one place.

  • Flowcharts, whiteboards, notes & decks
  • Code Canvas with live preview
  • Creator Canvas for image & video
  • 11 AI modes powered by Theo
Any team that plans, builds & shipsExplore
theovibes.com
Compliant Vibecoding

theovibes

Vibecode apps that are compliant on day one.

Build healthcare and insurance apps by prompting, with SOC 2, HIPAA, and HITRUST baked into the framework, so you never have to earn them from scratch.

  • SOC 2 + HIPAA + HITRUST native
  • PHI-safe data handling
  • Audit logging by default
  • Prompt-to-app generation
Builders in regulated spacesExplore
theolaw.ai
Legal Back Office

theo law

The back office that replaces the paralegal.

An integrated legal-operations layer that runs a law firm's entire back office and automates the paralegal workload, living inside OpenCharts.

  • Matter & case management
  • Document drafting + intake
  • Deadline & docket tracking
  • Paralegal task automation
Law firmsExplore
theomoney.ai
Money Movement

theomoney

Commissions, payments, and HSAs. Handled.

Money management for insurance carriers and agents: pay commissions, run payments through a dedicated card-style account, and offer HSA accounts to consumers.

  • Agent commission payouts
  • Carrier & agency payments
  • Dedicated card-style account
  • Consumer HSA accounts
Carriers, agents & consumersExplore
tomorrowlife.com
Life Insurance Platform

Tomorrow Life

Direct-to-consumer life insurance, plus the agent back office.

A life-insurance platform that enrolls consumers directly and gives agents the back office to sell life and adjacent products, a modern alternative to Ethos.

  • Direct-to-consumer enrollment
  • Instant quoting & underwriting
  • Agent back office
  • Life + adjacent products
Consumers & life agentsExplore
theocrm.app
CRM + ERP

theo CRM

CRM, ERP, and practice management in one OS.

An operating system that fuses CRM, ERP, and practice management for insurance agencies and medical clinics, with Theo signing every action.

  • CRM pipelines & automation
  • ERP operations & billing
  • Practice management & scheduling
  • Built-in dialer & AI scribe
Agencies & medical clinicsExplore
Build on Theo

Build your own product on Theo.

Use our platform and Theo Arca models to ship compliant healthcare and insurtech products, without rebuilding the infrastructure first.

Read the docs